“Owe nothing to anyone—except for your obligation to love one another. If you love your neighbour, you will fulfil the requirements of God’s law. For the commandments say, “You must not commit adultery. You must not murder. You must not steal. You must not covet.” These—and other such commandments—are summed up in this one commandment: “Love your neighbour as yourself.” Love does no wrong to others, so love fulfils the requirements of God’s law.”
Romans 13:8-10 NLT
In these days of mortgages, car loans, credit cards and other forms of debt, this verse, at least at first sight, would seem to be a problem. Was Paul saying that we should save our money so that we can pay in advance for what we need without taking out any form of a loan? If he was in fact saying this then we Christians would be unable to live in our societies in the same way as our neighbours.
In my Christian life I have been taught that we should always be able to pay our financial debts should that be necessary. In other words, we should be able to realise the equity in our possessions to clear the debts. But that principle needs to be overlaid and reconciled with the basic needs of life, such as a roof over our heads. Paul had already dealt with the need to pay taxes in the previous verses in Romans 13, and this should also be applied to our “taxes” of interest payments when we need to borrow money.
But perhaps “owe nothing to anyone” is more concerned with spiritual debts, particularly the debt of loving God and each other. When asked about which commandment was the greatest, we can read Jesus’ reply in Mark 12:29-31, “Jesus replied, “The most important commandment is this: ‘Listen, O Israel! The Lord our God is the one and only Lord. And you must love the Lord your God with all your heart, all your soul, all your mind, and all your strength.’ The second is equally important: ‘Love your neighbour as yourself.’ No other commandment is greater than these””. Paul wrote that it is our love for our neighbour that is the only significant debt.
The old Apostle John, the disciple who was probably the closest to Jesus, had a heart so soft that he couldn’t stop writing about the love of God. I can just picture him, with tears in his eyes, writing, “Dear friends, I am not writing a new commandment for you; rather it is an old one you have had from the very beginning. This old commandment—to love one another—is the same message you heard before. Yet it is also new. Jesus lived the truth of this commandment, and you also are living it. For the darkness is disappearing, and the true light is already shining” (1 John 2:7-8). The word “love” appears over nine times in the next chapter where we read, “And this is his commandment: We must believe in the name of his Son, Jesus Christ, and love one another, just as he commanded us” (1 John 3:23).
The message we pilgrims must glean from the years since Jesus died is the importance of loving one another. Paul wrote that it is a debt so strong that it is not an option, and it will never be repaid in this life. We go on loving, and loving, knowing that we are doing is what Jesus exampled and commanded.
Dear Father. We confess our love for You this morning. Please help us find opportunities to love those around us. In Jesus’ name. Amen.
